Gagan Anand has been elevated to the role of Business Head – Mortgages at Bajaj Housing Finance Limited, based in Chennai. In this expanded leadership position, he holds complete P&L ownership of the Mortgages business, overseeing sales, operations, collections, strategy, training, team building, and overall business management, with a strong focus on scaling the franchise and driving sustained profitability.
A seasoned strategic business who lives and drives business with passion and focus, he brings deep expertise in Mortgages and unsecured lending, with a proven track record of driving growth, operational excellence, and business transformation across India. In his current mandate, he is responsible for leading business expansion, managing day-to-day operations, and ensuring effective execution of strategic initiatives to strengthen market presence while maintaining regulatory compliance and governance standards. His passion is setting up new businesses in challenging times.
Prior to this elevation, Gagan served as Divisional Head at Bajaj Housing Finance, where he played a pivotal role in strengthening the Mortgages portfolio and improving profitability. Before joining Bajaj Housing Finance, he spent nearly nine years at ICICI Bank in senior leadership roles, including City Head – Noida (Unsecured Business) and Zonal Head – Mortgages. During this period, he successfully managed large P&L portfolios, scaled assets under management, improved approval ratios, reduced delinquency levels, and consistently delivered strong profit performance.
Earlier in his career, Gagan held leadership roles at ICICI Bank, Axis Bank, and Tata AIG Life Insurance, gaining extensive experience across Mortgages, retail assets, and business development. His accomplishments include growing Mortgages portfolios significantly, maintaining delinquency rates below industry benchmarks, increasing market share, and driving operational efficiencies through process and technology-led initiatives.
With his elevation to Business Head – Mortgages, Gagan Anand is set to play a critical role in shaping Bajaj Housing Finance’s Mortgages growth strategy. His ability to build businesses from scratch, develop high-performing teams, and deliver data-driven, customer-centric solutions positions him well to further strengthen the company’s leadership in the housing finance space.